Home Ownership

Mortgages that enhance your financial plan

Our holistic approach to financial planning includes ensuring you have the right mortgage for your evolving needs. We offer competitive rates and flexible products that can help enhance your financial plan, reduce your debt faster and pay less interest over time.

Solutions Banking All-in-One

If you have a minimum of 20% equity in your home, the All-in-One option can help you simplify your banking, reduce your debt faster and pay less interest over time.

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Rates and offers

We offer competitive fixed and variable rates. Our expert Mortgage Planning Specialists can help determine the right product and rate to meet your needs.

See our rates

Mortgage affordability calculator

We can help you assess your finances, determine what you can afford, and choose the right mortgage to allow you to transition into home ownership comfortably.

Try our mortgage affordability calculator

Mortgage payment calculator

Wondering what your mortgage payment would be? Use our payment calculator to estimate your payment.

Try our payment calculator

Connect with a Mortgage Planning Specialist

Whether you’re buying, selling or looking to switch your mortgage, our Mortgage Planning Specialists will help simplify the process every step of the way to make sure you get the right mortgage for your situation.

Connect with us

FAQs

Does IG Wealth Management offer pre-approved mortgages?

Yes, to make your homebuying process less stressful, IG Wealth Management offers a 90-day pre-approval for purchase of a new home. The rate is guaranteed for 90 days, so you have time to find your new home without worrying about mortgage rate increases.
How can I pay off my mortgage faster?

There are several ways to accelerate your mortgage repayment including:
1. Lump sum payment – Make a lump sum payment each year of up to 15% of your original principal amount and reduce the overall interest you pay on your mortgage
2. Increase your payment – Once per year, increase your regular payment amount by up to 15%. Even a small increase can have a big impact.
3. Double-up your payment – Make an additional mortgage payment on a few – or each – of your regular payment dates.
Is the All-in-One right for me?
Whether you’re a first-time homebuyer or looking to purchase a secondary property, the All-in-One might be right for you if you want to:

Consolidate your debts and pay them off faster

Simplify your banking and record-keeping with one monthly statement

Borrow against your home equity to finance other activities (e.g. tuition, renovations, etc.)

Banking products and services are distributed through Solutions Banking™. Solutions Banking products and services are provided by National Bank of Canada.

™ Solutions Banking is a trademark of Power Financial Corporation. IG Wealth Management and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.

Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker).

*In NB & ON registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a financial services firm (QC-License #2400376104).