An alternative mortgage solution
The Solutions Banking All-in-One™ integrates the features of a mortgage, a line of credit, a chequing account and a savings account in one comprehensive solution.
Home Ownership
Mortgage rates
Mortgages are an important part of your financial plan
Special rates
IG Wealth Management is pleased to provide the following promotional mortgage offers1
5 Year Fixed Rates1 as low as:
5.39%
5 Year Variable Rates1,2 as low as:
6.40%i
(Prime - 0.30%)
Our expert IG mortgage advisors will help you determine the right product and rate to meet your needs.
Contact us to discuss all our competitive offers.
Short-term rate offers3
Fixed Rate Term |
Rate |
12 month closed |
6.14% |
24 month closed |
5.80% |
36 month closed |
5.59% |
48 month closed |
5.64% |
-
Posted fixed rates
Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.4
Term
Rate
6 month open
9.15%
6 month closed
6.59%
12 month open
9.15%
12 month closed
6.29%
24 month closed
6.19%
36 month closed
6.59%
48 month closed
6.04%
60 month closed
6.34%
84 month closed
6.60%
120 month closed
7.00%
-
Posted variable rates
Adjustable Rate, Adjustable Payment (ARAP) mortgage
For borrowers who want to take advantage off the lowest available payment amount and are comfortable with interest rate and payment changes.
The payment amount is re-calculated each month (roll-over date) based on Our One Month Closed Rate. If a rate change occurs, the payment amount will be adjusted on the next monthly roll-over period.
Term
Rate
Rollover period
60 month closed
ARAP6.70%ii
1 month
-
Base rates
Term
Rate
Our mortgage prime rate
6.70%
Our 1 month closed rate
6.70%
i. APR (6.338%)2 ii. APR (6.631%)5
1 Available for new owner-occupied single-units purchase transactions only. Rates as of February 2, 2023 and are subject to change or withdrawal at any time without prior notice. Certain conditions apply. Subject to credit approval.
2 The 60 Month Closed Adjustable Rate, Adjustable Payment mortgage has a rate of Prime – 0.30%. The interest rate is adjusted on the first business day of each Month based on changes to Our 1 Month Fixed Rate. The Annual Percentage Rate (APR) was calculated based on Our 1 Month Fixed Rate of 6.70% on February 2, 2023, which is subject to change.
3 Rates as of February 2, 2023 and are subject to change or withdrawal at any time without prior notice. Subject to credit approval.
4 The Annual Percentage Rate (APR) is the same as shown. Rates are subject to change.
5 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated based on the appropriate Our 1 Month Closed Rate which is subject to change.
Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be referred to a Mortgage Advisor (in Ontario, a Mortgage Agent, and in Quebec, New Brunswick and Nova Scotia, a Mortgage Broker).
*In ON and NS, registered as a Mortgage Brokerage (ON 10809, NS 3000240) and a Mortgage Administrator (ON 11256, NS 3000232), in QC, registered as a financial services firm (QC 2400376104) and in NB, registered as a Mortgage Brokerage.