An alternative mortgage solution
The Solutions Banking All-in-OneTM integrates the features of a mortgage, a line of credit, a chequing account and a savings account in one comprehensive solution.
Home Ownership
Mortgage Rates
Mortgages are an important part of your financial plan
Special rates
IG Wealth Management is pleased to provide the following promotional mortgage offers1
5 Year Fixed Rates1 as low as:
2.24%
5 Year Variable Rates1,2,3 as low as:
1.40%i, ii
(Prime - 1.05%)
Special offer: Switch your mortgage to IG Wealth Management and get $1,000 to help cover your fees!*
Our expert Mortgage Planning Specialists will help you determine the right product and rate to meet your needs.
Contact us to discuss all our competitive offers.
Posted Rates4
Fixed rates
Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.5
Term |
Rate |
| 6 month open | 6.95% |
| 6 month closed | 3.75% |
| 12 month open | 7.10% |
| 12 month closed | 2.69% |
| 24 month closed | 2.89% |
| 36 month closed | 3.45% |
| 48 month closed | 3.99% |
| 60 month closed | 4.79% |
| 84 month closed | 6.50% |
| 120 month closed | 6.75% |
Variable rate
Interest rate is subject to change daily with changes to Our Mortgage Prime Rate.
Allows you to take advantage of changing interest rates while providing the convenience of a fixed monthly mortgage payment. If interest rates fall, more of your payment will be directed to reduce your outstanding mortgage balance; if rates rise, more of your payment will go towards paying interest costs.
| Term | Rate | Rollover period |
| 60 month closed | 2.45%iii |
1 month |
Adjustable rates
Adjustable Payment - Lock and Roll Mortgage
Interest rate is subject to change at the end of each rollover period. The Adjustable Rate Adjustable Payment (ARAP) mortgage is based on Our 1 Month Closed Rate and our Lock and Roll mortgage is based on Our 6 Month Fixed Rate.
A Lock and Roll Mortgage based on our 6 Month Fixed Rate.* The interest and payment amount are automatically adjusted each month during the term of the mortgage.
Provides the peace of mind that comes with a long-term mortgage (5 years) in addition to the benefits of a short-term mortgage rate. Our Lock and Roll Mortgage is based upon our Six Month Fixed Rate, where your interest rate and payment amount are automatically adjusted every 6 months.
| Term |
Rate | Rollover period |
| 60 month closed ARAP |
2.45%iv |
1 month |
| 60 month closed Lock and Roll |
4.20%v |
6 months |
Base rates
| Term | Rate |
| Our mortgage prime rate | 2.45% |
| Our 1 month closed rate | 2.45% |
| Our 6 month fixed rate | 4.20% |
Get advice contact a mortgage specialist
Our specialists can help no matter what financial situation you're in
Find a mortgage specialisti. APR (1.406%) 2 ii. APR (1.400%)3 iii. APR (2.422%)6 iv. APR (2.404%)7 v. APR (4.178%)7
*Applicable to transfers with no additional funds. Minimum mortgage amount of $100,000. Certain conditions apply. For full details contact an IG Mortgage Specialist.
1 Available for new owner-occupied single-units purchase transactions only. Rates as of June 11, 2021 and are subject to change or withdrawal at any time without prior notice. Certain conditions apply. Subject to credit approval.
2The 60 Month Closed Variable Rate Mortgage has a rate of Prime – 1.05%. The interest payable is calculated based on Our Mortgage Prime Rate and is subject to change at any time. Payments are based on the 3 Year Fixed Rate at the time of funding. The Annual Percentage Rate (APR) was calculated based on Our Mortgage Prime Rate of 2.45% on March 30, 2020, which is subject to change.
3The 60 Month Closed Adjustable Rate, Adjustable Payment mortgage has a rate of Prime – 1.05%. The interest rate is adjusted on the first business day of each Month based on changes to Our 1 Month Fixed Rate. The Annual Percentage Rate (APR) was calculated based on Our 1 Month Fixed Rate of 2.45% on March 30, 2020, which is subject to change.
4 Rates as of May 4, 2021 and are subject to change or withdrawal at any time without prior notice.
5 The Annual Percentage Rate (APR) is the same as shown. Rates are subject to change.
6 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated using Our Mortgage Prime Rate, which is subject to change.
7 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated based on the appropriate Our 1 Month Closed Rate or Our 6 Month Fixed Rate, which is subject to change.
Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker).
*In NB & ON registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a financial services firm (QC-License #2400376104).