Special rates

IG Wealth Management is pleased to provide the following promotional mortgage offers1

5 Year Fixed Rates1 as low as:

2.24%

5 Year Variable Rates1,2,3 as low as:

1.40%i, ii

(Prime - 1.05%)

Our expert Mortgage Planning Specialists will help you determine the right product and rate to meet your needs.

Contact us  to discuss all our competitive offers.

Special offer: Switch your mortgage to IG Wealth Management and get $1,000 to help cover your fees!*

Short-term rate offers4

Fixed Rate Term

Rate

12 month closed

2.29%

24 month closed

2.09%

36 month closed

2.19%

48 month closed

2.39%

  • Posted Fixed Rates

    Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.5

    Term

    Rate

    6 month open

    6.95%

    6 month closed

    3.75%

    12 month open

    7.10%

    12 month closed

    2.69%

    24 month closed

    2.89%

    36 month closed

    3.45%

    48 month closed

    3.99%

    60 month closed

    4.79%

    84 month closed

    6.50%

    120 month closed

    6.75%

  • Posted Variable Rates

    Variable rate mortgage

    Allows you to take advantage of changing interest rates while providing the convenience of a fixed monthly mortgage payment. If interest rates fall, more of your payment will be directed to reduce your outstanding mortgage balance; if rates rise, more of your payment will go towards paying interest costs.

    Interest rate is subject to change daily with changes to Our Mortgage Prime Rate. The payment amount is fixed based on our posted 3-year fixed rate at the time of funding.

    Term

    Rate

    Rollover period

    60 month closed

    2.45%iii

    1 month

    Adjustable Rate, Adjustable Payment (ARAP) mortgage

    For borrowers who want to take advantage off the lowest available payment amount and are comfortable with interest rate and payment changes.

    The payment amount is re-calculated each month (roll-over date) based on Our One Month Closed Rate. If a rate change occurs, the payment amount will be adjusted on the next monthly roll-over period.

    Lock and Roll mortgage

    For borrowers who want a long-term mortgage while taking advantage of short-term rates. The payment amount is recalculated every six months based on Our Six Month Closed Fixed Rate.

    Term

    Rate

    Rollover period

    60 month closed
    ARAP

    2.45%iv

    1 month

    60 month closed
    Lock and Roll

    4.20%v

    6 months

  • Base rates

    Term

    Rate

    Our mortgage prime rate

    2.45%

    Our 1 month closed rate

    2.45%

    Our 6 month fixed rate

    4.20%