RRSP loan

Learn more about our RRSP

What is it?

An RRSP loan can help you maximize your annual RRSP contributions, or catch-up on unused contribution room you may have from previous years.


  • Loan amounts starting at $1,000
  • Competitive fixed or variable interest rates
  • Flexible borrowing terms from three months to 10 years
  • Defer your first loan payment for three or six months (interest will accrue during this period)
  • Make weekly, bi-weekly or monthly loan payments
  • Make additional payments, or pay the loan in full at any time without penalty
  • Annual loan statement