Mortgage rates1
Mortgages are an important part of your financial plan
Our expert IG mortgage advisors will help you determine the right product and rate to meet your needs.
Contact us to discuss all our competitive offers.
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Posted fixed rates
Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.2
Term
Rate
6 month open
9.75%
6 month closed
7.95%
12 month open
9.60%
12 month closed
7.84%
24 month closed
7.44%
36 month closed
7.20%
48 month closed
6.99%
60 month closed
7.04%
84 month closed
7.10%
120 month closed
7.49%
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Posted variable rates
Adjustable Rate, Adjustable Payment (ARAP) mortgage
For borrowers who want to take advantage off the lowest available payment amount and are comfortable with interest rate and payment changes.
The payment amount is re-calculated each month (roll-over date) based on Our One Month Closed Rate. If a rate change occurs, the payment amount will be adjusted on the next monthly roll-over period.
Term
Rate
Rollover period
60 month closed
ARAP7.20%i
1 month
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Base rates
Term
Rate
Our prime rate
7.20%
Our 1 month closed rate
7.20%
i. APR (7.119%)2
1 Rates as of November 16, 2023 and are subject to change or withdrawal at any time without prior notice. Subject to credit approval.
2 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated based on the appropriate Our 1 Month Closed Rate which is subject to change.
Mortgages are offered by Investors Group Trust Co. Ltd., a federally regulated trust company, and brokered by nesto Inc. Licences: Mortgage Brokerage Ontario #13044, Saskatchewan #316917, New Brunswick #180045101, Nova Scotia #202507230; Mortgage Brokerage Firm Quebec #605058; British Columbia, Alberta, Manitoba, Newfoundland/Labrador, PEI, Yukon, Nunavut, Northwest Territories.
*In Ontario, a mortgage agent, and in New Brunswick and Nova Scotia, a mortgage broker or a mortgage associate.
*In Quebec, a mutual fund representative.
Mortgage advisors are licensed professionals and equivalent to the following titles per province: Sub Mortgage Broker/Mortgage Broker in British Columbia, Mortgage Associate/Mortgage Broker in Alberta, Associate/Mortgage Broker in Saskatchewan, Salesperson/Authorized Official in Manitoba, Mortgage Agent/Mortgage Broker in Ontario, Mortgage Broker in Quebec, Mortgage Associate/Mortgage Broker in New Brunswick, Associate Mortgage Broker/Mortgage Broker in Nova Scotia, or Mortgage Broker in Newfoundland & Labrador.