Critical illness insurance


Learn more about our critical illness insurance

What is it?

If you’re diagnosed with a critical illness or condition that’s covered in your policy, critical illness insurance will pay you a tax-free lump sum to use in any way you wish.

What is it?                         

It essentially fills the gap between life and disability insurance, and in a time of crisis, it can help you cover the cost of private treatment, household help, extra mortgage payments, business expenses, or a family vacation.

Things to keep in mind                      

If you were diagnosed with a critical illness or condition, think about how long you could realistically afford to live off your savings, and how that could affect your overall lifestyle. Would you need to reduce your expenses?  Delay retirement? Get into debt? Downsize your home?