Disclosures

Marketing Commentary, Newsletters & Articles

Written and published by IG Wealth Management as a general source of information only.  Not intended as a solicitation to buy or sell specific investments, or to provide tax, legal or investment advice. Seek advice on your specific circumstances from an IG Wealth Management Advisor.

This commentary is published by IG Wealth Management. It represents the views of our Portfolio Managers, and is provided as a general source of information. It is not intended to provide investment advice or as an endorsement of any investment. Some of the securities mentioned may be owned by IG Wealth Management or its mutual funds, or by portfolios managed by our external advisors. Every effort has been made to ensure that the material contained in the commentary is accurate at the time of publication, however, IG Wealth Management cannot guarantee the accuracy or the completeness of such material and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein. Investment products and services are offered through IG Wealth Management Inc. (in Québec, a firm in financial planning), a member of the Canadian Investor Protection Fund.

Mutual Funds or Mandates

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus and fund facts document before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

Money Market Funds

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus and fund facts document before investing. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Past performance may not be repeated.

iProfile Private Discretionary

Commissions, fees and expenses may be associated with mutual fund investments and the use of iProfile™ Managed Asset Program. Read the prospectus and fund facts document and speak to an IG Advisor before investing.  Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Recommendations relate only to IG Wealth Management mutual funds. An asset allocation service, iProfile is a managed asset program for clients with a minimum of $250,000 invested in the iProfile program.

Offering Memorandum Investment Funds and Mackenzie Northleaf Private Credit Interval Fund  

Not intended to constitute an offer of units of Mackenzie Northleaf Private Credit Fund, Mackenzie Northleaf Private Infrastructure Fund, Mackenzie Northleaf Private Credit Interval Fund, Mackenzie Northleaf Global Private Equity Fund, or IG PanAgora Risk Parity Private Pool.  Any information about Mackenzie Northleaf Private Credit Fund, Mackenzie Northleaf Private Infrastructure Fund, Mackenzie Northleaf Global Private Equity Fund and IG PanAgora Risk Parity Private Pool is qualified in its entirety by reference to the applicable Offering Memorandum. Units of Mackenzie Northleaf Private Credit Fund, Mackenzie Northleaf Private Infrastructure Fund, Mackenzie Northleaf Global Private Equity Fund and IG PanAgora Risk Parity Private Pool are generally only available to “accredited investors” (as defined in NI 45-106). The Mackenzie Northleaf Private Credit Interval Fund is available to all retail investors under a simplified prospectus.

Government Programs and Product Information

The Canada Disability Savings Grant (CDSG) and the Canada Disability Savings Bond (CDSB) are provided by the Government of Canada. Eligibility depends on family income levels. Speak to an IG Wealth Management Advisor about special RDSP rules; any redemption may require repayment of the CDSG and CDSB.

IG Wealth Management Charitable Giving Program

The IG Wealth Management Charitable Giving Program is offered together with the Strategic Charitable Giving Foundation, which operates independently from IG Wealth Management.  Donations are irrevocable and vest with the Foundation.  This information is general in nature and not intended to be professional tax advice.  Please read the Program Guide for complete details, including fees and expenses.

IG Wealth Management Companies

Insurance products and services distributed through I.G. Insurance Services Inc. (in Québec, a Financial services firm). Insurance license sponsored by The Canada Life Assurance Company (outside of Québec). Guaranteed Investment Funds are segregated fund policies issued by The Canada Life Assurance Company.

Securities offered through IG Wealth Management Inc. (in Québec, a firm in financial planning)

Mortgages are offered by Investors Group Trust Co. Ltd., a federally regulated trust company, and brokered by nesto Inc. Licences: Mortgage Brokerage Ontario #13044, Saskatchewan #316917, New Brunswick #180045101, Nova Scotia #202507230; Mortgage Brokerage Firm Quebec #605058; British Columbia, Alberta, Manitoba, Newfoundland/Labrador, PEI, Yukon, Nunavut, Northwest Territories.

*In Ontario, a mortgage agent, and in New Brunswick and Nova Scotia, a mortgage broker or a mortgage associate. *In Quebec, a mutual fund representative.

Mortgage advisors are licenced professionals and equivalent to the following titles per province: Sub Mortgage Broker/Mortgage Broker in British Columbia, Mortgage Associate/Mortgage Broker in Alberta. Associate/Mortgage Broker in Saskatchewan, Salesperson/Authorized Official in Manitoba, Mortgage Agent /Mortgage Broker in Ontario, Mortgage Broker in Quebec, Mortgage Associate /Mortgage Broker in New Brunswick, Associate Mortgage Broker/Mortgage Broker in Nova Scotia or Mortgage Broker in Newfoundland & Labrador,

Shariah Law

There is no representation regarding compliance of investments with Shariah law.

Trademarks

Mutual funds and investment products and services are offered through the Mutual Fund Division of IG Wealth Management Inc. (in Quebec, a firm in financial planning). Additional investment products and brokerage services are offered through the Investment Dealer, IG Wealth Management Inc. (in Quebec, a firm in financial planning), a member of the Canadian Investor Protection Fund.