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charged for ordering cheques N/A Fees apply Fees are waived* * Cost of rush delivery may apply

REDUCTION IN EXPENSES OF THE iPROFILE FIXED INCOME POOL The following fees paid by the pool will be

” is hereby amended to read as follows: “Deductibility of Advisory Fees iProfile Advisory Fees paid

Fees and Expenses The management feesadministration feestrustee fees (if applicable)service fees

Direct Fees Administration fees and transaction fees are paid directly by you.

Other fees may also apply. (For more detailssee Fees and expenses.)

Fees and Expenses The management feesadministration feestrustee fees (if applicable)service fees

See Fees and expenses for details.

There will be no duplication of management feesservice feestrustee fees or administra- tion fees

There will be no duplication of management feestrustee fees or administration fees payable by the