About your client statement

Individuals named as stakeholders in your account appear in this area. It may include beneficiaries, powers of attorney, and individuals with signing authority or trading authority, depending on the type of account.

Be sure to review and update this information as required.

Details: Shows how investments held within the account are allocated between: Cash/Cash Equivalents, Fixed Income, Balanced, Equity and Specialty classes.

(Note: The asset classes are different for investments held in IG Wealth Management iProfile and Azure.)

The RESP chart will be updated to show contributions and grants broken down by beneficiary and also by grant type. The chart will not include transfer-in values.

The RESP statement transaction descriptions reflect the specific grant incentive transaction.

A code used to identify the particular investment for transaction purposes.

May be displayed as segregated, non-trading, or free, depending on the status of the purchase transaction for the investment. Investments are held as 'segregated' after the purchase transaction is complete.

The total amount paid to purchase the investment.

The number of units or shares held at the end of the reporting period.

The market price of the holding at the end of the reporting period.

Current value of the investment at the end of the reporting period.

The percentage that each individual holding represents for that particular account.

If your holdings include investments that may be subject to a deferred sales charge (DSC) upon redemption, they will be identified by a "¤".

When money enters or leaves your account, or moves around within your account, it passes through as a cash transaction. Money that is not invested may also be held as a cash balance.

For each account, details of each transaction are listed, such as when you buy and sell investments or reinvest earnings as well as the quantity, price and dollar amount.

Equity, fixed income and mutual fund transactions processed prior to the end of the statement end date.

Your rate of return will be calculated for the year-to-date, as well as the last 1, 3 and 5 years, if you were invested at the starting date for each period.

What you need to know.

• Uses an annualized dollar-weighted formula, standard for the Canadian investment industry.
• Takes into consideration any amounts that are withdrawn or contributed to your plans/accounts, and when they occur.
• It may be different than the fund or investment's rate of return.
• There are rare occasions where we are unable to calculate the rate of return. Should this occur, please contact your IG Wealth Management Consultant for assistance.

For Canadian dollar accounts open prior to January 1, 2009, the rate of return will be calculated starting at January 1, 2009. The rate of return on Canadian dollar accounts opened after January 1, 2009 will be calculated starting from their inception date.

The rate of return for US dollar accounts will be calculated starting at November 7, 2016, or the inception date, whichever is later.

The date when the account was opened.

• For accounts opened prior to January 1, 2009, the opening value date is January 1, 2009.
• For accounts opened at B2B Bank, the opening value date is set at November 7, 2016.

The value of cash and securities on the opening value date.

• For accounts opened prior to January 1, 2009, the opening value is the market value of cash and securities as of January 1, 2009.
• For accounts opened at B2B Bank, the opening value is the value of cash and securities moved from the B2B bank as of November 7, 2016.

Includes new cash contributions and securities transferred in-kind.

Includes cash withdrawals and securities transferred out in-kind.

The total value of the cash and securities invested minus cash withdrawals and securities transferred out, and any applicable fees.

Represents the closing value minus the opening value plus net investments.

Represents the value of the cash and securities as of the end of the performance reporting period.

The Fee Summary is for the 12 months ending on June 30 and provided with your statement for the period ending June 30.

Administration fees and transaction fees are paid directly by you. Administration fees are for general administration of your account. Transaction fees are charged for specific transactions that you initiate.

Taxes may apply to some direct fees and will be added to the total amount of fees paid.

These are payments IG Wealth Management receives from the funds you own.

If you own mutual funds that are NOT IG Wealth Management funds, trailing commissions are paid by those funds to IG Wealth Management for services and advice we provide to you.

If you own IG Wealth Management mutual funds, a dealer fee is paid by those funds to IG Wealth Management for services and advice we provide to you.

Represents the total amount of direct and indirect fees that are paid to IG Wealth Management for servicing your account in the past 12 months.

At the close of your statement is important information for you to know as an IG Wealth Management client.

This section shows that security holder material you have opted to receive for each of your accounts. Contact us to change your preferences.